397 Ways to Save Money: Spend Smarter & Live Well on Less by Kerry K. Taylor

By Kerry K. Taylor

Want to avoid wasting hundreds of thousands with out feeling like you’re slicing corners? locate the hidden money on your day-by-day workouts? dwell fortunately on a smaller budget?

With suggestions, methods and ideas that variety from long term mark downs to immediate profit your pocket, 397 how one can retailer Money makes residing inside the cheap easy—and even enjoyable. Written by way of an ordinary Canadian whose frugal methods have kept her millions, this obtainable consultant deals saving savvy that you simply don’t have to be a monetary planner to appreciate. via taking a look in each nook of each room at your residence, from the kitchen to the closet, and by means of contemplating the wishes of each member of your loved ones, out of your infant for your puppy, 397 how one can retailer Money can assist you discover millions of greenbacks in discount rates with no altering your lifestyle.

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Ca to post your classified ads for free. Before accepting a roommate, check to make sure your lifestyles are compatible and that you both can deal with the other’s schedule. Setting up a written agreement with roommates is also a good idea. If you live close to a college or university, consider renting a room to a student or a young professional. Students tend to spend lots of time in class, making them an ideal absentee roomie. Sharing space saves on utility costs too, since bills can be split.

Go ahead, open your statements and calculate your monthly account fees, minimum balance fees, withdrawal fees, cheque-cashing fees, moving-money fees, paying-bills fees and ATM fees, fees and more fees. Depending on your banking habits, all these tiny transaction fees and charges can add up to hundreds a year just for accessing your money. ca) to compare which banks offer the best deals for your specific banking needs. After visiting this site myself several years ago, I made the decision to fire my current fee-happy bank and open accounts with online banks ING Direct and President’s Choice Financial.

Deciding what you want to buy is easy for most of us—maybe a bit too easy! But by following some straightforward tips on shopping, you can get both what you need and what you want—while saving money. Buying Tactics Before you hit the shops to spend some coin, arm yourself with these budget-saving tips to keep the most money in your pocket. Don’t waste money on brand names. Don’t believe the expensive marketing hype behind many brand-name products. Items carrying a brand are not necessarily better or worth the substantially higher price than the less advertised alternatives.

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