¿Cómo salgo de mis deudas? by Andrés Panasiuk

By Andrés Panasiuk

Como salir de deudas parecer ser algo que esta en l. a. mente de todos. En este libro, ?Como salgo de mis deudas? el escritor Andres Panasiuk examina las causas de que tantos esten endeudados, y ofrece consejos practicos sobre como salir de deudas y no volver a caer en lo mismo.

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Example text

La falta de dominio propio en el país del Norte está provocando una cantidad asombrosa de quiebras, tanto personales como empresariales, la cantidad más grande en la historia del país. Para entender la seriedad del problema que tenemos frente a nosotros respecto del dominio propio sólo bastaría observar el crecimiento de la industria que ayuda a la gente a perder peso o de la expansión de nuevos problemas de salud que, fundamentalmente, son el resultado de un comportamiento riesgoso, como la drogadicción, las enfermedades venéreas y el sida.

Sin embargo, algunos de nosotros no llegamos a entender cabalmente el concepto del crédito, que es un compromiso presente pagadero en el futuro. Así que antes de «tarjetear» permítame presentarle algunas ideas económicas para no tener jamás problemas con el uso de su crédito. Nunca compre con la tarjeta algo que no esté presupuestado Cuando se encuentre frente a la posibilidad de una compra, considere si lo que va a comprar está dentro de su plan de control de gastos. Ya le enseñaremos a hacer un plan más adelante.

No importa que haya firmado un papel o no. Su palabra representa su honor, su carácter, su ser, y —si usted es religioso— el honor del nombre de su Dios, porque la gente a su alrededor sabe que va a la iglesia, a la mezquita o a la sinagoga. Esa es la razón por la que el concepto de la quiebra sin restitución del capital no debería existir en nuestras mentes. Sólo en un caso extremo —y como último recurso—, es justo usar un recurso legal de amparo como lo es la bancarrota, para protegerse del asedio de acreedores agresivos.

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