By Lynn Jimenez
A bilingual advisor to the fundamentals of monetary success.Getting forward financially within the usa is a tricky job, and it really is much more daunting for somebody who comes from a unique culture.That’s why writer Lynn Jimenez has created ?Se Habla Dinero?: the standard consultant to monetary good fortune. This booklet deals info wanted for monetary survival and luck, easily and obviously, in either English and Spanish.?Se Habla Dinero? walks readers in the course of the basics of personalfinance and funds administration and explains find out how to open and use financial institution debts; identify and deal with credits; store and borrow funds for schooling; and grasp uncomplicated making an investment strategies. This bilingual consultant makes intimidating subject matters effortless and provides readers the boldness they should circulation forward.Hispanics are stepping into this nation’s heart type at a quick velocity. ?Se Habla Dinero? can be a major device to aid them climb the ladder of monetary success.Lynn Jimenez (San Francisco, CA) is an award-winning enterprise reporter For KGO Radio 810. She has brought fast paced company reviews from the choices flooring of the hot York inventory alternate for 17 years.Una gu?a biling?e que proporciona las bases del ?xito econ?mico.Salir adelante econ?micamente en Estados Unidos es una hard work ardua, y m?s dif?cil todav?a para aquellos que provienen de culturas diferentes.Esta es l. a. raz?n por l. a. que los angeles autora Lynn Jim?nez ha creado ?Se Habla Dinero?: l. a. gu?a diaria que le llevar? al ?xito financiero. Este libro ofrece en dos idiomas: ingl?s y espa?ol y de manera sencilla y clara, l. a. informaci?n necesaria para l. a. supervivencia y el ?xito financiero.?Se Habla Dinero? Gu?a al lector a trav?s de las nociones fundamentales de econom?a own y administraci?n del dinero. Explica c?mo abrir y usar cuentas bancarias, c?mo establecer y administrar cr?dito, c?mo ahorrar y tomar prestado dinero para los angeles educaci?n y c?mo manejar t?cnicas de inversi?n b?sicas. Esta gu?a biling?e hace que algunos aspectos intimidatorios resulten f?ciles y proporciona a sus lectores los angeles confianza que necesitan para seguir adelante.La poblaci?n hispana hoy en d?a est? alcanzando r?pidamente los angeles clase media de esta naci?n. ?Se Habla Dinero? Es una herramienta importante que ayudar? a sus lectores a subir l. a. escala del ?xito financiero.Lynn Jimenez de San Francisco, California, es una reportera de negocios galardonada que trabaja para l. a. estaci?n de Radio 810 KGO. Tambi?n ha transmitido reportajes breves de negocios desde el piso de opciones de l. a. Bolsa de Nueva York en San Francisco por diez ye siete a?os.
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Additional resources for ¿Se Habla Dinero? The Everyday Guide to Financial Success (Spanish Edition)
Example text
Banks Can Make Your Money Grow: Compound Interest Why not leave your money in the mattress? Besides the fact that it could be stolen, it does nothing but gather dust and make you uncomfortable when you sleep. You want your money to earn money in the form of interest. Interest is what a bank or credit union pays you for the use of your money. ) There are two types of interest: simple and compound. If you want your money to grow, you want compound interest. Here’s why: With simple interest, you get paid on your $1,000 only once a year.
Si no le gusta su banco, no tiene por qué seguir con él, puede transferir su dinero a cualquier otro. indd 42 10/27/07 3:10:49 PM What Your Bank Can Do for You 43 is what Pedro will use to prepare for emergencies when he goes to college. It will also help him build a credit history. Other Banking Services Most banks also offer special accounts. Electronic transfer accounts are available for people who receive regular payments from the federal government by direct deposit. This is the kind of account Grandma Vega uses for her Social Security check.
Me explican claramente todas las reglas? ¿Me ofrecen los servicios que necesito? ¿Sus precios son razonables? A veces se necesita indagar un poco antes de escoger un banco donde meter su dinero. Utilice el mismo criterio de selección que usa cuando quiere encontrar la frutería que venda la verdura más fresca, o la tienda que tenga la ropa más duradera. Para saber si el banco, cooperativa o asociación trata honradamente a sus clientes, hágase estas preguntas: • ¿Está asegurado mi dinero? • ¿Cuánto tarda el banco en acreditar un depósito en mi cuenta?