By Lynn O'Shaughnessy
“The university Solution is helping readers glance past over-hyped admission ratings to find colleges that supply a top quality schooling at cheap costs. Taking the guesswork out of saving and discovering funds for faculty, it is a useful and insightful must-have advisor for every parent!”
—Jaye J. Fenderson, Seventeen’s collage Columnist and writer, Seventeen’s advisor to moving into College
“This ebook is a needs to learn in an period of emerging school and falling admission premiums. O’Shaughnessy deals sturdy recommendation with blessed readability and brevity.”
—Jay Mathews, Washington Post schooling author and Columnist
“I could suggest any mother or father of a college-bound pupil learn The collage Solution.”
—Kal Chany, writer, The Princeton Review’s Paying for school with no Going Broke
“The university Solution is going past different guidebooks in offering an abundance of knowledge approximately the best way to come up with the money for collage, as well as how you can strategy the choice technique by way of placing the scholar first.”
—Martha “Marty” O’Connell, govt Director, faculties that modify Lives
“Lynn O’Shaughnessy constantly makes a speciality of what’s within the consumer’s most sensible curiosity, telling households tips to get a better price and stay away from making high priced mistakes.”
—Mark Kantrowitz, writer, FinAid.org and writer, FastWeb College Gold
“An antidote to the hype and hysteria approximately going in and purchasing collage! O’Shaughnessy has produced an outstanding review that demystifies the varsity making plans method for college students and families.”
—Barmak Nassirian, American organization of Collegiate Registrars and Admissions Officers
For hundreds of thousands of households, the school making plans event has turn into tremendous demanding. And, except your baby is an elite pupil within the educational best 1%, such a lot books at the topic won’t assist you.
Now, in spite of the fact that, there’s a school consultant for everyone. In The collage Solution, best own finance journalist Lynn O’Shaughnessy offers an easy-to-use roadmap to discovering the right collage application (not simply the main hyped) and dramatically decreasing the price of university, too.
Forget the scores! realize what really concerns: the standard and cost of the courses your baby desires and merits.
O’Shaughnessy uncovers “industry secrets and techniques” on how schools truly parcel out monetary aid—and how even “average” scholars can maximize their percentage. how to ship your children to pricey deepest colleges for nearly the price of an in-state public college...and how promising scholars will pay considerably under the “sticker expense” even on the best country universities.
No different publication deals this a lot functional suggestions on selecting a college...and no different publication will prevent as a lot money!
• secrets and techniques your school’s information counselor doesn’t comprehend yet
The staggering methods faculties have replaced how they do enterprise
• Get each dime of monetary relief that’s available in the market for you
Be a “fly at the wall” contained in the university monetary reduction workplace
• U.S. information & international Report: clueless approximately your child
Beyond one-size-fits-all ratings: discovering the perfect application on your teenager
• the simplest deals in better education
Overlooked educational offerings that simply could be excellent for you
Read Online or Download The College Solution: A Guide for Everyone Looking for the Right School at the Right Price PDF
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Extra info for The College Solution: A Guide for Everyone Looking for the Right School at the Right Price
Sample text
Don’t touch retirement accounts. As long as the money stays in a retirement account, the vast majority of schools aren’t going to care how much you’ve saved. You could have $5 million stockpiled in retirement accounts, and it wouldn’t hurt your chances for financial aid. Some private colleges, however, may factor in your retirement accounts when calculating financial need. Any college or university, however, will take note if you tap into your retirement nest egg. Withdrawals from retirement accounts are considered income.
Department of Education’s National Postsecondary Student Aid Study should be illuminating. In the study, the federal statisticians broke down the percentage of undergraduates receiving financial aid into six different income categories—the highest category contained families making at least $100,000, and the lowest were families earning less than $20,000. 30 PART I • CAPTURING FINANCIAL AID 31 More than 76% of the poorest families received federal assistance, while 39% of the wealthiest parents did.
That’s got to be what happened when an elite West Coast school reeled in an exceptional student who just happened to be sitting on a $500,000 trust fund. A financial aid administrator could have run the numbers any way he wanted, but this teenager still wouldn’t have qualified for need-based aid. But surprise, surprise, the private university, ignoring the trust fund, awarded him a yearly $30,000 aid package. I mention this story not to make you more cynical about the financial aid process, but to alert you to one of the many ways that you can boost your chances of receiving more than crumbs from your favorite school.