The value of debt in retirement : why everything you have by Thomas J. Anderson

By Thomas J. Anderson

"Increase the chances you will not run out of cash in retirement - utilizing debt!Conventional knowledge is incorrect - being debt unfastened in retirement may very well raise your probability. the price of Debt in Retirement teaches you ways incorporating debt into your retirement process might bring up your go back, decrease your taxes and truly reduce your hazard. You learn that correct. If dealt with appropriately, debt--that factor we now have all been taught Read more...


bring up the percentages you will not run out of cash in retirement utilizing debt! traditional knowledge is inaccurate being debt loose in retirement may very well raise your risk. Read more...

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Extra resources for The value of debt in retirement : why everything you have been told is wrong

Sample text

If You Do Take on Debt, Be Conservative and Scientific. Taking on debt, even better debt, is inherently risky, so make sure you are following well‐understood scientific principles of investing. Don’t take unnecessary chances, and play it smart generally. In the Company of Longer Life Spans Learning is an ornament in prosperity, a refuge in adversity, and a provision in old age. —Often attributed to Aristotle 32 basi c i deas and core conc e p t s Some people suggest that while a holistic, inclusive, and strategic debt philosophy may make nearly universal sense for companies, in many ways individuals and families are nott like companies.

The bottom line is that with sufficient resources, a favorable psychological disposition, general open‐mindedness, and a willingness to find an assisting individual or organization, you are far more likely to have a successful and even life‐changing experience with better debt. If you can’t say yes to one or more of these questions, please slow down and think very carefully before reading any further or making any major changes in your financial affairs. The easiest to understand involves bringing better debt practices to your existing credit card debt, as follows.

3 The “Sometimes It’s Okay to Have Debt” Camp: These recognize that a certain amount of debt is healthy and necessary but never mention most or all of the available strategic options for better debt. With one notable partial exception, almost all of the books start out with the “debt is always evil” mantra. With that primary assumption firmly in place, they leverage off of it with anecdotes and stories that prove they were right all along. They never consider the tremendous opportunities that might be available to people who are psychologically and financially predisposed to consciously embrace strategic debt.

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